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1. Introduction

These terms govern the access and use of the Yinvesti platform, operated by YINVESTI SPA, registered in Algeria under Commercial Registration No. 23B1282291 - 16/00, and approved by COSOB under No. CAB/10/2025. Yinvesti operates in accordance with Regulation No. 23-01 of April 12, 2023, governing crowdfunding in Algeria.

2. Platform Operation

• Yinvesti offers an equity crowdfunding model, allowing investors to acquire shares in projects.
• Investors' funds are held by Yinvesti until the project reaches 60% of the target amount.
• If this threshold is not met, investors are refunded after deduction of transaction fees.

3. User Obligations

• Project owners must provide accurate and reliable information.
• Investors must evaluate the risks before investing.

4. Fees and Commissions

Yinvesti charges a percentage-based commission on transactions, shared between investors and project owners.

5. Dispute Resolution

• In case of disputes, amicable mediation is proposed.
• If no agreement is reached, Yinvesti submits the case to COSOB.

6. Limitation of Liability

Yinvesti does not guarantee the success of funded projects.